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Privacy Policy for Alloans.co.in 

Effective Date: 28 May 2016

Introduction Alloans.co.in is committed to protecting your privacy and handling your personal information with care. This Privacy Policy explains what information we collect, how we use it, how we protect it, and your choices regarding your data. Alloans operates as a digital loan marketplace serving customers across India and is based in Bangalore.

• Personal Information: Name, email address, mobile number, contact details, identity documents and other information you provide when applying for loan services.
• Financial Information: Income details, employment information, bank account or payment details when required for loan processing.
• Technical Data: IP address, browser type, device identifiers, cookies and usage data collected automatically to improve site performance. The site uses cookies to analyze traffic and optimize user experience.

• We use cookies and similar technologies to analyze site traffic and improve user experience. You can manage cookie preferences through your browser settings. 

• You may request access to, correction of, or deletion of your personal information.
• You can opt out of marketing communications at any time by following the unsubscribe instructions in our messages.

• For privacy inquiries or to exercise your rights, contact us at  contactus@alloans.co.in  or call +91 9611323611 or +91 9739775430

• To provide and process loan applications and to match you with lenders.
• To communicate with you about your application, service updates, and marketing where you have consented.
• To improve our services through analytics and site optimization.
• To comply with legal and regulatory obligations and to prevent fraud.

• We may share information with trusted lending partners, service providers, and regulatory authorities when necessary for loan processing, compliance, or legal reasons.
• We do not sell personal data to third parties.

• We implement industry standard security measures to protect personal data. Access to personal information is restricted to authorized personnel and partners who need it to perform services.
• While we strive to protect your data, no system is completely secure; we will notify you of any data breaches as required by law.

Acceptance of Terms   By accessing or using Alloans.co.in, you agree to these Terms of Use. If you do not agree, please do not use the site.

• Alloans provides a platform to compare loan products and connect borrowers with Banks and NBFCs. We facilitate introductions and provide information; final loan decisions are made by lenders.

• You must provide accurate and complete information when using our services.
• You agree not to use the site for fraudulent or unlawful purposes.

• All content on the site, including text, graphics, logos, and software, is the property of Alloans or its licensors and is protected by applicable laws. You may not reproduce or distribute content without permission.

• Alloans provides information and facilitation services and does not guarantee loan approval, rates, or terms offered by lenders.
• To the fullest extent permitted by law, Alloans is not liable for indirect, incidental, or consequential damages arising from use of the site or services.

• The site may contain links to third-party websites. We are not responsible for their content or privacy practices.

• We may update these Terms and the Privacy Policy from time to time. Continued use of the site after changes constitutes acceptance of the updated terms.

• These Terms are governed by the laws of India. Any disputes will be subject to the jurisdiction of courts in Bangalore unless otherwise required by law.

• For questions about these Terms or our services, contact Alloans at  contactus@alloans.co.in  or call +91 9611323611 or +91 9739775430. Our office is located in Basavanagudi, Bangalore.